{"title":"Home page","description":null,"products":[{"product_id":"the-calm-budget","title":"The Calm Budget — Monthly \u0026 Yearly Budget Spreadsheet","description":"\u003cp\u003e\u003cstrong\u003eKnow where your money went this month — without doing any math.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eIf budgeting has always meant a messy notes app or a spreadsheet you built at midnight and never opened again, The Calm Budget is the simpler version. Type in what you earn and spend; it does the adding, comparing and charting for you.\u003c\/p\u003e\n\u003ch3\u003eWhat it does\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eMonthly view:\u003c\/strong\u003e pick a month and see budget vs. actual for every category, with anything over budget gently flagged\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFour numbers that matter:\u003c\/strong\u003e money in, spent, saved and left over — plus your savings rate\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eYear at a Glance:\u003c\/strong\u003e all 12 months side by side, by category, with a trend chart\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eYour categories, your way:\u003c\/strong\u003e 19 ready-made categories you can rename, plus room for up to 40\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFast logging:\u003c\/strong\u003e pick categories from a dropdown; up to 2,000 transactions a year\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWho it's for\u003c\/h3\u003e\u003cp\u003ePeople who want a clear monthly picture without learning budgeting software, paying a subscription or linking their bank account.\u003c\/p\u003e\n\u003ch3\u003eWhat's included\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eThe Calm Budget spreadsheet (5 tabs: Start Here, Setup, Transactions, Monthly, Year at a Glance)\u003c\/li\u003e\n\u003cli\u003eA few example entries so you can see how it works (easy to delete)\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eFormat \u0026amp; compatibility\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eOne .xlsx file\u003c\/li\u003e\n\u003cli\u003eWorks in Microsoft Excel (2010 and newer, Windows \u0026amp; Mac), Excel for the web and Google Sheets (free)\u003c\/li\u003e\n\u003cli\u003eNot designed for Apple Numbers\u003c\/li\u003e\n\u003cli\u003eA \u003cem\u003eStart Here\u003c\/em\u003e tab walks you through setup in plain language\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eInstant delivery\u003c\/h3\u003e\u003cp\u003eYour download link arrives by email in your order confirmation, right after checkout. Download it on a computer for the easiest setup. Can't find the email? Contact us and we'll resend it.\u003c\/p\u003e\u003ch3\u003eOur promise\u003c\/h3\u003e\u003cp\u003eIf the file won't open or doesn't work as described, contact us within 14 days and we'll fix it, or refund you. Because downloads can't be returned, we don't offer refunds for change of mind. See our \u003ca href=\"\/policies\/refund-policy\"\u003erefund policy\u003c\/a\u003e.\u003c\/p\u003e\u003cp\u003e\u003csmall\u003eA planning and organizing tool, not financial advice. Personal use only.\u003c\/small\u003e\u003c\/p\u003e","brand":"Linen \u0026 Ledger","offers":[{"title":"Default Title","offer_id":49768453210368,"sku":"LL-CALM","price":19.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0859\/4155\/1360\/files\/calm-budget-1.jpg?v=1789534902"}],"url":"https:\/\/linenandledger.org\/collections\/frontpage.oembed","provider":"Linen \u0026 Ledger","version":"1.0","type":"link"}