The Calm Budget — Monthly & Yearly Budget Spreadsheet
The Calm Budget — Monthly & Yearly Budget Spreadsheet
Know where your money went this month — without doing any math.
If budgeting has always meant a messy notes app or a spreadsheet you built at midnight and never opened again, The Calm Budget is the simpler version. Type in what you earn and spend; it does the adding, comparing and charting for you.
What it does
- Monthly view: pick a month and see budget vs. actual for every category, with anything over budget gently flagged
- Four numbers that matter: money in, spent, saved and left over — plus your savings rate
- Year at a Glance: all 12 months side by side, by category, with a trend chart
- Your categories, your way: 19 ready-made categories you can rename, plus room for up to 40
- Fast logging: pick categories from a dropdown; up to 2,000 transactions a year
Who it's for
People who want a clear monthly picture without learning budgeting software, paying a subscription or linking their bank account.
What's included
- The Calm Budget spreadsheet (5 tabs: Start Here, Setup, Transactions, Monthly, Year at a Glance)
- A few example entries so you can see how it works (easy to delete)
Format & compatibility
- One .xlsx file
- Works in Microsoft Excel (2010 and newer, Windows & Mac), Excel for the web and Google Sheets (free)
- Not designed for Apple Numbers
- A Start Here tab walks you through setup in plain language
Instant delivery
Your download link arrives by email in your order confirmation, right after checkout. Download it on a computer for the easiest setup. Can't find the email? Contact us and we'll resend it.
Our promise
If the file won't open or doesn't work as described, contact us within 14 days and we'll fix it, or refund you. Because downloads can't be returned, we don't offer refunds for change of mind. See our refund policy.
A planning and organizing tool, not financial advice. Personal use only.
